Real estate valuations have customarily leaned heavily on historical data as one of the most important factors used to determine the appraised value of homes. This data includes comparable transactions and cap rates from prior years, along with historical real estate market data. However, there are a few areas that the past-anchored valuation system fails to build into the appraisals, leaving an appraisal gap that is becoming difficult to ignore in 2026. For lenders, this creates a problem when
The appraisal gap in 2026
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This article was compiled by GlobalSell News from publicly available reporting and has been edited for clarity and length. For full details, read the original source.